VA Home Loans in Ogden and across Utah

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VA Home Loans

VA Home Loans for those in Ogden and across Utah Made Easy!

A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs. VA loans assist service members, veterans, and eligible surviving spouses to become homeowners.

The VA sets the qualifying standards, dictates the terms of the mortgages offered and guarantees a portion of the loan. VA home loans are provided by private lenders, such as banks and mortgage companies.

VA loans are a specialized loan product, but they aren’t more difficult or cumbersome than other types of home loans we offer. We can help you navigate your VA home purchase or refinance and get the most out of your hard-earned benefit.

VA Home Loan Advantages

  • Easier requirements for income and credit score.
  • No down payment.
  • Lower closing costs.
  • Interest rates may be negotiable.

VA Home Loan Disadvantages

  • Must be an eligible veteran or unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability.
  • VA Funding Fee may be required.

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