Trusted Utah Mortgages, VA, FHA Home Loan Solutions

Get the mortgage & financing you deserve today.

Get Pre-Approved What Can You Afford?

Utah Home Mortgages and Lending made easy.

Getting a loan for your first home, VA, FHA, Conventional or Jumbo Mortgage has never been easier for people across Utah.

VA Home Loans

FHA Home Loans

Jumbo Home Loans

Calculators

We’re not your typical Ogden, Utah mortgage company

We offer customized mortgage products and loan origination services in terms you can understand. We also specialize in Cash out refinancing, with approvals in minutes as well as low down payment, high balance loans

FAST Closings with most loans closing in 8-14 days!

Knowledgeable, Fast and Friendly Utah Mortgage Loan Origination Services

Fast pre-approvals

Speed matters. Which is why we help verify your pre-approval quickly.

Total Transparency

“What you see is what you get.” No hidden fees, no hidden meanings.

All of us together now

we offer products and services designed to put our clients first. Always.

Questions?
we are here to help

we love answering your questions. Call, email or chat – ask us anything.

Don't wait.
Start saving!

Once we have determined your mortgage needs, we will find you the best mortgage options at the best rate possible.

What clients are saying

read all testimonials

I was the selling agent on a transaction and buyer was using One Point mortgage. Jennifer and team were absolute rock stars! We had a few unique circumstances in our transaction and they handled i...

Crystal Peters
We had an amazing experience with One Point Mortgage. Everything was explained so thoroughly and we were walked through step by step. It was an incredibly clean process, and from the time we offere...

Stewart Ross
Best mortgage financing experience we’ve ever had! Seriously they had the BEST RATES, and the process was super EASY and!!! they are FRIENDLY and KNOWLEDGEABLE. Next thing I knew we had the cle...

Amy Titmus
I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.

Karen and Bob - Salt Lake City, Utah
Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!

Amanda and Jim - Ogden, Utah

Trending Industry Updates

as of April 1, 2023

federal-reserve

Implementation Note Issued March 22, 2023

Average Long-Term US Mortgage Rates Come Back Down to 6.6%

Mortgage demand recovers slightly, despite rising interest rates

Fast purchase closings!
WE CLOSE MOST LOANS IN 8-14 DAYS

Cash out refinancing - Approvals in minutes - low down, high balance loans

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